Auto insurance Policies
nowdays, using an automobile is part of our life. We spend a lot of time in our vehicle moving from one location to another. Consequently, the driving accidents also increase everyday and big amounts of money are spent to compensate the damages incurred. Insurance cover is the best solution in order to eliminate and mitigate the expenses resulting from driving accidents; Insurance is a service that gives you peace and safety. Aimed at creating safety and peace for car owners and compensating the losses due to driving accidents, Parsian Insurance Company presents all types of auto insurances including motor-car insurance, third party insurance and driving accident insurance and third party extra insurance.
Why Auto Insurance, Why Parsian Insurance Company?
Even the best drivers may
become involve in automobile accidents. these accidents cause damages
and often, it is far beyond the financial power of the car owners and
drivers to compensate such damages. Parsian Insurance Company assures
you that in case of a driving accident, if any damage is happened to
you, your passengers, third parties or even your own vehicles, it will
support you by presenting different types of insurance covers and ensure
your peace of mind.
Parsian Insurance Company has damage payment branches
throughout the country, to the extend that other insurance companies use
the services of our company for paying damages. In the past year, and
for more convenience of our customers, payment at the scene services
have been established, which are now limited to the city of Tehran.
Types of Auto Insurance Policies
Any
driving accident can cause financial and bodily damages to third
parties, drivers and passengers. In case you are the faulty party in an
accident, damages to people inside and outside the vehicle, including
the driver, can be compensated through purchasing “Third Party and
Driver’s Accident Policies” as well as third party extra insurance and
you can compensate the damages to your own vehicle through purchasing
Motor-Car Insurance Policy.
Parsian Insurance Company’s Motor-Car Insurance
Through purchasing a motor-car insurance policy from Parsian Insurance Company, you can afford to compensate the damages on your vehicle, in case you are the defaulting party in the accident.
In addition, in case you are not the defaulting party in the accident and the third-party insurance policy of the other party does not cover all your damages, you can use your motor-car insurance policy to receive the outstanding amount of the damages.
this policy also covers the following damages:
• Accident (total and partial loss
• Vehicle fall/overturn
• Fire (including lightning and explosion
• Collision of the vehicle with moving or standstill objects, or collision of other objects with the vehicle
• whole car theft
You can also buy extra covers to include the following risks in the motor-car policy:
Partial theft of parts and accessories, plate glass break, flood, earthquake, volcano, hurricane, hail, typhoon, transportation costs, pouring of chemicals and acids and price fluctuations).
Parsian Insurance Company’s Third Party and Driving Accident Insurance
You can maintain a third party insurance policy to cover damages incurred on third parties by your vehicle. Of course, based on the third party obligatory insurance law, all owners of motor vehicles are obliged to insure their liability against third parties with respect to financial and bodily damages with one of the domestic insurance companies. In this policy, a third party means any person, except the defaulting driver, who receives bodily or financial damages as a result of insured vehicle’s accident. For the same reason, Parsian Insurance Company presents driver’s accident insurance policy to you as the driver of the vehicle, in order to cover the bodily damages sustained by the faulty driver in an accident.
Parsian Insurance Company’s Third Party Extra Insurance
It is worth mentioning that since every year the blood money is announced by the Judiciary, you can buy third party extra insurance policy in order to cover the bodily and financial damages above the minimum rates specified by the Judiciary.