You spend lots of money on purchasing your properties. Now the question is: if an accident occurs, how would you cope with the damages? Numerous actions could be taken to increase the security. However, the experiences show that even using the state-of-the-art equipment do not entirely guarantee your security and you need some arrangements in place to compensate the damages on your assets following a fire accident or natural disasters. By presenting various insurance covers, Parsian Insurance Company assures you that it will confer upon you peace of mind and support you in case of any unpredicted accidents.
Types of Fire Insurance Policies
In order to provide you, as our compatriots, safety and peace of mind, Parsian Insurance Company has launched various types of fire insurance policies for residential units (including residential apartments and colonies), industrial, business and office units, as well as workshops and warehouses, under which all risks caused by fire and natural disasters and accidents are covered. Further, by presenting civil liability insurance policy against neighbors, Parsian Insurance Company insures your liability against neighbors in case of occurrence of insured perils.
Parsian Insurance Company’s Fire Insurance for Residential Houses
No matter where you live; your house is a place where you should have peace and relief. So you need to provide a proper insurance cover in order to secure confidence and peace for yourself and your family, and to be enabled to compensate the damages within a short time. With its residential house fire insurance policy, Parsian Insurance Company insures your building, facilities and furniture against main risks of fire, explosion and lightning as well as the following extra risks:
• Flood, earthquake, storm,
• Water pipes crackup
• Burglary with plate glass break,
• Damages caused by snow and rain, and snow heaviness,
• Airplane crash
• Riots, commotion and strikes
Parsian Insurance Company’s Residential Properties Comprehensive Insurance
In order to provide a full cover for owners of the residential properties, Parsian Insurance Company has launched residential properties comprehensive insurance scheme. Under this policy, Parsian Insurance Company undertakes to cover all your properties including buildings, installations and furniture in case of occurrence of such accidents as fire, explosion, lightning, earthquake and volcano. It also insures your civil liability against third parties and also risks of accidents for your family members. On the other hand, in case a provisional accommodation is required, Parsian Insurance Company shall pay the rentals for your provisional lodging.
Parsian Insurance Company’s Industrial Facilities Fire Insurance
Fire and natural disasters are accidents that can destroy assets, capital and the outcome of a man’s lifetime, work and efforts in an instant, and may destroy the capital and assets of the capital owners and halt business and production.
By presenting industrial facilities insurance policy, Parsian Insurance Company provides insurance cover for the assets of the industrial facilities, including buildings, machinery, goods and materials inventories, furniture, etc. against the risk of fire, lightning, explosion and the following additional risks:
• Flood, earthquake, storm,
• Water pipes crackup
• Damages caused by snow and rain, and snow heaviness,
• Explosion and deformation of the pressurized containers,
• Cost of cleanup and collecting wastes after occurrence of the covered accidents,
• Airplane crash
• Riots, commotion and strikes
Oil and Energy Insurance Policies
Relying on its valuable experiences, Parsian Insurance Company presents a fire insurance cover with respect to energy (oil, gas and petrochemicals).
Parsian Insurance Nonindustrial Facilities Fire Insurance
You can buy Parsian Insurance Company’s nonindustrial facilities fire insurance policy, in order to transfer the risk of damages resulting from natural disasters and unpredicted accidents for your plant, storeroom, shop and business unit, to Parsian Insurance Company.
Parsian Insurance Company will compensate the damages to your properties resulting from fire, lightning, and explosion as well as the following additional perils, as soon as possible:
• Flood, earthquake, storm,
• Water pipes crackup
• Damages caused by snow and rain, and snow heaviness,
• Cost of cleanup and collecting wastes after occurrence of the covered accidents,
• Airplane crash
• Riots, commotion and strikes
• Glass plate break
Parsian Floating Insurance Policies
Considering the changes in the volume of inventory at stock, the owners of the goods and producers require a policy that covers changes in the inventory. Floating insurance policy is a response to this need. In the floating policy, the person first estimates and announces maximum inventory that might be at stock during the validity of the policy and pays an on-account premium. Then he announces the actual volume of inventory at the end of the month in writing. At the end of the policy term, the final premium of this policy is calculated and settled based on the average inventory throughout the year.
Parsian Insurance Company’s Bank Mortgage Insurance
getting loans is subject to presenting the fire insurance policy. For your convenience and by presenting bank mortgage insurance policy, Parsian Insurance Company undertakes to insure your mortgaged assets in case of occurrence of the perils insured under the fire policies.